
Everything you need to know from the Budget 2022
This year's budget has not introduced any major changes but there are a few changes that we have to look out for and we will be looking at a few of those here. Crypto-Currencies: First let just talk about the crypto-currency and it’s taxation, as it is something which...
5-point checklist to help you identify the right tax-saving investments
Remember, finance is personal. What works for someone else may not be the best thing for you. To get the maximum value from your tax-saving investments, they must fit in your financial story and work towards meeting your financial goals. So, if you are confused about...
4 Simple yet Powerful Tips for Last-Minute Tax Planning
You know about the timelines for investment proof submission to employer. You also know that non-submission of proofs can lead to higher TDS and low take-home income. Still, procrastination as a habit dies hard and you may feel stuck in the same situation as you were...
Aadhaar Pan Linking by 31st March, 2022
The government made linking of Aadhaar with Pan mandatory to avoid malpractices associated with Pan Card for evasion of Tax. You can link your Aadhaar Card with Pan Card online in the new income tax portal by simply following these steps. Steps to to link Aadhaar Card...
5 Smart Ways To Effectively Use Your Diwali Bonus
It is that time of the year again!! – Diwali the festival of lights, is here bringing along the much-awaited and well deserved Diwali Bonus. Bonuses bring joy and happiness; empower you and provide an improved lifestyle. Many things are planned around this windfall...
Learn About the Exit Related Procedures and Formalities in National Pension System
NPS is a long-term investment with a lengthy lock-in to help the wealth grow and create a decent retirement corpus. It also has well-defined procedures for all its service processes in line with its commitment to provide seamless service delivery to investors. This...
Learn About the Rules Regarding Annuities in National Pension System
As per the National Pension System (NPS) rules, subscribers need to buy an annuity at the time of exit from NPS. Buying an annuity means that your money will be invested with an insurance company, and you will receive monthly payments as a return from your investment....
Learn About the Rules Regarding Exit From National Pension System
Investing for retirement is a long-term commitment and a very critical one too. At the time of investing, you want some clarity on the rules of exit from the scheme. The exit/withdrawal-related rules are contained in the PFRDA (Exits and Withdrawals under NPS)...
Learn All About Investment Choices & Asset Allocation in National Pension System
National Pension System is a superb low-cost investment avenue for young earners to help them start planning early for their retirement systematically and efficiently. NPS offers a lot of choices to investors. One such choice is the choice regarding asset allocation....
Learn How to Open a National Pension System (NPS) Account – Online or Offline
National Pension System is a low-cost and tax-efficient investment avenue for young investors to help them plan their retirement. It can really benefit young investors to open this account early on in their financial journey to reap the most out of their savings. The...
6 Killer Financial Tips for Young Earners Transitioning From Job to Entrepreneurship
You finally decide one day that enough is enough. The time has come for you to pursue your cherished dream and stretch your horizons. You finally make up your mind to leave the comfort of your cushy and well-paid job to move into the treacherous terrain of...
6 Top Wealth Creation Myths Every Young Investor Should Know
All of us want financial security, a decent lifestyle and ultimately, financial freedom. However, we quickly lose sight of this goal in our hectic schedule. Plus, our parents and elders' conditioning and wrong knowledge develop certain wrong notions and myths in us....
Should You Invest in Your Child’s Name?
Saving and investing in kids' education is a top and non-negotiable goal for many parents. One big reason for this is that education inflation in India is much higher than consumer inflation. Many parents also explore foreign education for their children, which...
Essentials of Will That Every Young Investor Should Know
Pandemic has made us aware that nothing is permanent. A proper succession plan for your assets in untimely death is as essential as investing in the right avenues. In India, middle-class families are very lax about will and succession planning. They do not consider it...
6 Cool Financial Tips Young Investors Should Know Before Buying Their First Home
With rising incomes and easy availability of home loans, gone are the days when a family would build their house in their 40s. Nowadays, young investors prefer to buy their first home at the earliest opportunity. Buying a house is a significant investment and requires...
Should You Avail Instant Redemption Facility in Liquid Mutual Fund Schemes?
Liquid mutual funds are a great way to park surplus money and earn a better return than a savings bank account. Also, they come with relatively less risk within the spectrum of debt funds. Over the past few years, some mutual funds have started offering instant...
6 Tips on How Young Investors Can Be More Disciplined in Their Financial Life
Being a young investor and fresh in your financial journey, you are full of vitality and energy. However, this exuberance does not sustain for long. A successful investor is disciplined in following a set & proven process over and over again. As you become...
6 Top Reasons Why You Should Create Separate Portfolio for Each Financial Goal
Most investors accumulate investments from their savings in their financial journey without any specific goal or aim. Over time, these investments become a big money pot, with no precise tagging or correlation to their financial goals. Result? Despite making decent...
Index Fund vs ETF – Which One Should You Prefer?
Passive investing is gaining traction in India, especially after investors have witnessed several active mutual fund schemes not consistently beat the index. Two common ways of passive investing are a) Index funds and b) Exchange Traded Funds (ETF). Investors...
6 Cool Tips to Help Your Kids Develop a Healthy Relationship with Money
Relationship with money is one of the most important relationships that you can nurture for your overall well-being. Unfortunately, by the time people realise the true importance of this relationship, they make many costly mistakes and lose many good wealth creation...
6 Smart Tips on How Young Investors Can Increase Their Eligibility for Home Loan
The pandemic has hit businesses and working professionals alike. The economic sentiment is subdued with layoffs and pay cuts all around us. In this situation, banks are now following a more cautious approach towards lending. If you are a young investor in need of a...
Should You Have Joint Ownership in Your Investments?
As a young investor who has started out in her investing journey, it is not very easy to think about the transition aspects. However, the pandemic has taught us an important lesson that life can be really unpredictable. There have been many recent cases wherein the...